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When you suddenly find that your finances are beyond you and that you have way of settling your bills, don't worry unnecessarily because all employees are now able to apply for payday loans to get a short term loan to get relief from their financial problems. But you must find a lender that will offer the loan at cheap rates and this can be done if you take time to surf the internet well. One way of getting cheap loans is by finding a direct lender and applying on his website. A direct lender never asks for commissions and due to the fierce competition going on among lenders, you can request for better rates.

Making your search online saves you the trouble of having to search for genuine lenders and also gives you the opportunity to compare rates with other lenders so that you are able to select a lender who t can provide you the payday loan at the cheapest rate.  


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Though it is easy to get a no fax payday loan, there are certain basic requirements you need to fulfill to get the loan approval. The borrowers will have to assure about the repayment potential by providing their regular income details that cannot be less than $1000 per month and a valid checking account. You will also have to provide information on your personal details such as employment details and social security number etc. To get the loan approval.

If you are applying for no fax payday loans, you are not required to follow the time consuming paper documentation process as the lenders do not ask to fax any documents. The exclusion of faxing has made the entire loan process very speedy and you will be able to get the loan amount immediately after your application has been approved. It takes only few hours to get the loan fund deposited in to your account. These loans are unsecured and flexible in nature.

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There are scores of new companies out there offering one hour payday loans to customers that have a regular job and can agree to pay back the moneys that are associated with the loan. For these customers, sometimes there is no other way to borrow money. These companies know that, and provide this service in order to assist their customers with life.Most payday loan companies online do not require a credit check before lending out cash.

They do, however, charge a hefty interest rate and fee for borrowing the money, but sometimes emergencies mean that we have to do things that will help the situation now, and pay for it tomorrow. These companies will do that if we have a checking or savings account and make enough money to pay the loan back.

While it's not always the best idea to borrow money, sometimes it can't be avoided. In these cases, fast online loans could be the right answer for you.   

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I am confused now and I have doubts whether guaranteed payday loan is real. I have been looking for months but it seems that no matter what kind of effort I make my entire search is fruitless. But I think I can still continue searching because I have patience and I know that I am diligent. There is one thing that can really help me a lot and that is if you'll help me by sharing everything you know. Please don't ask me for money because I am short on cash. Guaranteed payday loan is offered in some payday loan companies but I am not even sure if they are legitimate loan companies. Can someone please help me here? I am begging you now that I really need your help and I am not going to stop disturbing you until you promise that you are going to help me with everything. Please I really need your help and all the information you can get.   

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One hour payday loans mean only 60 minutes of your time is required to secure a fast cash loan. This type of loan has to be the fastest commercial loan in the market. Banks would not be able to compete with such speed in processing a loan deal regardless of the loan amount. There are too many tedious procedures and signatories required with bank loans.<br /> <br /> <br /> However, commercialized payday loan lenders can offer one hour payday loans because these are non-institutional lenders. They may be subjected to the state authorities on their loan deals and business operations but they get more freedom and flexibility in their loan business. Hence, it is possible to secure one hour payday loans from commercialized payday lenders who are experienced with payday loans and have the necessary technological resources.

There are fewer procedures in a payday loan processing with commercialized payday loan lenders to churn out the loan quicker than banks. 

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Direct payday lenders can offer up to $1500 in a very short period of time without any major formalities or procedures. The step followed to approve the loan amount is quite simple. These lenders do not follow any procedures or formalities to offer or approve loans. And applying for such loans and acquiring cash through such loans is very simple and easy. Almost everyone gets approved for such loans. In order to qualify for such loans you should be above 18, with a regular monthly income of above $1000 and an active savings account. Due to the absence of the credit checking and lengthy procedures the loan amount gets approved very quickly. On approval the cash gets wired to your active banking account in no time by these direct lenders. Such lenders help in reducing the rate of interest to a very great extent by dealing directly with the borrower. Repayment date and time has to be kept in mind and a prompt payment has to be made to build a good relationship between the two.  

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There are many companies who are lending the amount to solve the problems faced by many people. Each and every lender will charge some amount for the loan that they are going to lend. So it is your duty to choose the correct lender who will lend the amount with low interest rate. So you can approach direct payday lenders no third party who will offer the loan with low interest rate. There are few things they require to approve your loan. You just have to give few blank checks to the lender. This will give full trust on you that you are having current account and they can with draw the amount from bank when you default to pay. You should also have last 3 months pay slips which will make sure that you are employed and you should be salaried above $1500.Main thing you should submit your identity proof to give them assurance that you are the person going to get the loan from them.  

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You have to be above 18, with a regular monthly income of above $1000 and an active savings account to apply for direct payday lenders no third party. Once you meet the minimum requirements as mentioned above, you are ready to get the cash that you need to make the ends meet. It is always better to apply through direct lenders to enjoy a very low rate of interest which is otherwise not available under payday loans. These third parties or the brokers always increase the charges manifold and almost swallow the benefits of a payday loan. And now the customer also has the choice of applying for such loans through internet. It makes the process of getting that extra cash very simple and easy. We tend to see a lot of such lenders in the website hence it is our duty to check out for the best. It is advisable to enter into contract with a licensed lender for a safer borrowing.  

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While looking for the direct payday lenders no third party interfered facility, it will be wise to compare the different lenders available to you to make sure that you apply for the loan which comes with the best rate. These lenders will allow you to contact with them directly and to apply for the loan by visiting their own lending sites. You can negotiate with the lending terms and can even choose a beneficial repayment term that will help you get rid of the loan burden without any hassle. You will need to fill up an online loan application form and it will be process by the lender within the next five minutes. If all the details are found to be correct ad successfully verified via electronic verification process, they will approve the loan within a short span of time. Soon after the loan request has been approved, the amount is transferred to your account immediately through direct transfers and you can cash the loan fund out within 24 hours to meet your urgent cash needs.

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Last week you were sitting at home and all of a sudden it started snowing. Not that usual snow storm where it just gets white, but this was a heavy storm where you realized that it was almost impossible to get out of the house. Not a bad thing you thought but you realized that you had an appointment to get to. This appointment would give you that loan which you needed to get in order to pay off that bill from last month. What to do, you needed to get out, to get your loan, but the snow has trapped you at home. Thanks god your internet still functioned and you knew that you could get 1 hour payday loans through the internet. This was an option you never really liked using since you knew that the interest rates were higher than at your usually loan office but for the first time you were very fortunate that these online loan offices existed.   


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