Are you short of cash, credit and time? The <b>no fax payday loan</b> can be a blessing in many ways. Payday loans target those who need quick cash before their next payday to help them bridge the gap until their next paycheck. These loans are not based on credit scores, so credit scores are never a problem. Getting approval is much easier for payday loans than for other types of loans, because the requirements are minimal. Borrowers must be over 18 years of age and a citizen of the country to qualify for the no fax payday loan. The other requirements are a steady job with a regular income and a valid bank account. There is no necessity of a guarantor or collateral to get approved. Since most lenders operate on the internet, processing time is quick and the cash is also transferred to your bank account online. However, make sure you close the loan on the agreed date, if not you will have to bear the additional burden of late fee charges.   


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